MAKE BETTER DECISIONS
We use AI and Advanced Analytics to promote financial inclusion by assessing credit where credit is really due.
At Financelio we see things differently.
We build products that help make the invisible, visible.
We are the pioneers of using alternative data to financial records to help institutions make better decisions. With over 2 years experience in risk modeling and official certification by the IIBP, we offer unrivalled expertise in credit policy, psychometrics, and technology. We are a growing global team of data scientists, credit risk experts, developers and business development professionals. We are creative, ambitious, and ardently passionate in improving the world around us. Our ability to find meaning in large, unstructured data is your key to better business and social decisions.
All data is credit data
We create, collect, and analyze data from a wide array of consent-based alternative data sources for an accurate understanding of creditworthiness.
Personality as a product?
A psychometric credit assessment provides an alternative for thin-file loan applicants (i.e., zero or low credit history) by generating credit scores based on personality and behavior, lowering interest rates for promising thin-file candidates. Financelio adds an optimised parameter to current credit models, supplementing but not replacing existing models.
Fast & Easy
- 2-3 min
- Immediately reported
- Seamless APIs
- Positive applicant feedback
Fair & Appropriate
- No adverse impact
- No personal identifiers (PIIs)
- Non-invasive
- Domain specific questions
Reliable
- Stable scores over time
- Faking prevention and detection
- Non-reliant upon 3rd party data
- Encrypted data
Accurate
- Predictive of loan performance
- Augments traditional credit models
- Culturally adaptable
- Everyone is 100% scorable
Customizable
- Scoring optimizations
- Multi-lingual
- Branding
- Custom questions
Fast & Easy
⎈ 2-3 min
⎈ Immediately reported
⎈ Seamless APIs
⎈ Positive applicant feedback
Fair & Appropriate
⎈ No adverse impact
⎈ No personal identifiers (PIIs)
⎈ Non-invasive
⎈ Domain specific questions
Reliable
⎈ Stable scores over time
⎈ Faking prevention and detection
⎈ Non-reliant upon 3rd party data
⎈ Encrypted data
Accurate
⎈ Predictive of loan performance
⎈ Augments traditional credit models
⎈ Culturally adaptable
⎈ Everyone is 100% scorable
Customizable
⎈ Scoring optimizations
⎈ Multi-lingual
⎈ Branding
⎈ Custom questions
Why choose Financelio?
Tailored Operations
Though we have a global mindset, we are Indian at heart, and aim to revolutionise the $30 Billion microfinance industry in the nation. Having consulted with the biggest players and current debtors, our solutions are tailored to the most miniscule factors of the dynamic local markets.
Innovative
Financelio has developed a first-of-its-kind application for psychometric testing microcredit applicants on a digital platform in India, thereby partnering with credit operations of multiple reputed commercial banks like IDBI and ICICI Banks as well as MFI institutions and NBFCs in a timeframe of five months.
Dynamic Technology
The Financelio application has been found to work and deliver results seamlessly, is readily accessible, and has a multifaceted potential of various applications, including wider credit and MSME credit solutions. By using machine learning and AI for data optimisation, the test improves itself everytime an application is recorded, and provides the most viable technology for the 21st Century.
Tailored Operations
Though we have a global mindset, we are Indian at heart, and aim to revolutionise the $30 Billion microfinance industry in the nation. Having consulted with the biggest players and current debtors, our solutions are tailored to the most miniscule factors of the dynamic local markets.
Innovative
Financelio has developed a first-of-its-kind application for psychometric testing microcredit applicants on a digital platform in India, thereby partnering with credit operations of multiple reputed commercial banks like IDBI and ICICI Banks as well as MFI institutions and NBFCs in a timeframe of five months.
Dynamic Technology
The Financelio application has been found to work and deliver results seamlessly, is readily accessible, and has a multifaceted potential of various applications, including wider credit and MSME credit solutions. By using machine learning and AI for data optimisation, the test improves itself everytime an application is recorded, and provides the most viable technology for the 21st Century.
Thanks to our market leading experience, expertise in the widest array of alternative data sources, you are in good hands with us. Set up a conversation to learn more.
Achievements
We are humbled and honored by the milestones we have achieved.
Financelio 